Tile Drain Loans

The Tile Drainage Loan Program provides loans to property owners in the farm land tax class and is authorized by the Tile Drainage Act.

How Can I Apply for a Loan?

To start the loan process, please complete the application form and return it to the Municipal Office:

• Application Form for a Tile Drain Loan - Form 6
• Tile Drain Loan Program Information from the Province of Ontario
• Agricultural Drainage Licensing Fact Sheet FAQ from the Ontario Ministry of Agriculture, Food and Rural Affairs
• All requests must include a drawing to show the lands that will be drained.  
• If applicable, a letter from the mortgage holder consenting to the tile drainage loan must accompany the application.
• If the project directly impacts a natural watercourse approval from Saugeen Valley Conservation Authority may be required. 

What are the Terms of the Loan?

• All requests are subject to the availability of funds. At both the time of application and the time the funds are to be paid.
• All property taxes must be brought to a current status before the Municipality can proceed with the tile drainage loan.
• Loans are limited to the lesser of 75% of the eligible costs requested or 75% of eligible costs as approved by the Ontario Ministry of Agriculture, Food and Rural Affairs (OMAFRA). The annual maximum loan to any farmer is $50,000.
• All loans have a 10 year term and are repaid in your final two property tax installments each year. The loan can also be repaid in full at any time.
• Invoices must be submitted to the Municipality for processing the tile drain loan. A sketch showing the extend of tiling must accompany the invoices.
• The Municipality must be notified at the time of the tile installation, and a inspection fee may apply.
• Work must be performed by a contractor approved by OMAFRA/licensed under the Agricultural Tile Drainage Installation Act.

More information on the Tile Drain Loan Program is outlined on the Province of Ontario's website.